by Debbie
(Phelan, Ca)

Verizon lease requires Liability Insurance for a cell site. Where can I find a company & the best rates? The property is vacant with the exception of the cell tower which will be built.

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Jan 29, 2015
Help finding cell site insurance
by: Alexa

If you are looking for more information on cell tower insurance, check out this article by an independent insurance broker based in Nevada:

Cell Tower Insurance Information


Oct 08, 2014
Cell Tower Insurance
by: Grant Allen

Hello All,

My name is Grant Allen, I am a risk consultant with Hub International. We offer insurance programs for property, general liability, and workers compensation designed specifically for Cell Tower owners, operators, & contractors. Feel free to email me with any questions regarding our programs.

I will be happy to field any questions regarding insurance requirements or certificate request. Thank you

Editor's Note: I spoke with Grant and he is knowledgeable and experienced in insuring cell tower landlords. Carriers especially Verizon Wireless and US Cellular are requiring their cell tower landlords to provide insurance coverage in their lease agreements, and Grant has helped many landlords get favorable pricing, and can answer all of your cell tower insurance related questions. Make sure you tell him you heard about his specialized service through Tower Genius.

Sep 16, 2014
by: Pat

I too am having trouble finding insurance. Nobody wants to insure a tower even if its on undeveloped property. My agent is with Farmers Ins. and they said nobody will do it because its not my tower.

Nov 03, 2012
cell site ins
by: debbie

Spoke with State Farm they do NOT offer ins. on cell sites. I was hoping someone might have a company that they have obtained ins. through might offer the information up.

Nov 02, 2012
Verizon and the landlords insurance requirement...
by: Sean (Tower Genius)

Many of the carriers are starting to require this. The best thing to do is call your current insurance agent and have him price it for you. It is also important to have the insurance agent review the language they have put in the lease. Even if a property is undeveloped it is always good to have a liability policy on the parcel that way you are covered if anyone gets injured. We have seen people who are trespassing on a property get injured and then file a case against a landlord.

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